How to Sell Your Home Quickly for a Good Price

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Give your home a new lick of paint, de-clutter, and modernise the kitchen if you can afford it. These are all common ways to make your property more desirable when it’s time to sell. For those of you who are already aware of these tips and tricks, though, you may be wondering what else you can do to improve your chances on the market.

Ask Yourself If It’s the Right Time of Year to Sell

The first thing many people ask their estate agent is “Is it a good time to sell my home?” Whatever the season, you’ll typically get a positive response. However, you should remember that the vast majority of estate agents work on commission so it’s in their interests to take on your property. The truth is there are certain times of the year where homes are proven to sell better.

Spring, or between February and June, is the best time of the year to sell. This is likely because people aren’t travelling away for the summer or preparing for Christmas. The weather is also starting to look better, so you can take full advantage of your home’s curb appeal. The start of Autumn, between mid-September and mid-November, is also a good time to sell, but, if you want to get the best results, you should avoid the end of the year and the middle of summer.

What to Do When You’re Struggling for Cash

If you’re struggling to sell your home and you the need the cash right away, you may want to consider a professional home buyer company like Quick Move Now. They will make you a formal cash offer for your home, whatever the condition, and you could even have the money in your account in as little as seven days. This type of deal is popular amongst the owners of homes that need redevelopment work, which can be expensive and time-consuming.

Buying homes that are in need of major renovation is a risky investment. Like most risky ventures, though the potential payoff can be huge. Properties that have suffered from serious structural damage or have been neglected for many years can be purchased for very low prices, making them attractive propositions to inexperienced buyers who don’t realise how much work needs to be done. Make sure you know the risk before you get involved though.

Selling a property can be a difficult time, but the end rewards will be worth the effort. Just make sure you consider all of your options before you commit to the sale.

Record New Car Sales Reported for 2015

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2015 was a fantastic year for the British motoring industry, with new car sales reaching a record high. With 2.63 million new vehicles registered, growth peaked at 6.4 per cent year on year. The leasing industry has been widely credited with this resurgence in home grown auto businesses, with fleets accounting for 50 per cent of all new car registrations.

A Strong December for the Auto Industry

 2015 was a good year for Britain’s hard working businesses, and the motoring industry saw an especially strong resurgence over the course of the twelve-month period. Although October marked a minor bump in the sector’s three and half year growth streak, 2015 still managed to finish on a high, with an 8.4 per cent increase on new car sales in December. The leasing industry has been widely credited with leading the charge to success, with fleets accounting for half of the year’s new car registrations. With a phenomenal 1.31 million units sold, this marked an 11.8 per cent increase on 2014.

Retail sales also grew by 2.5 per cent over the course of the year. December proved particularly profitable, with statistics suggesting an eye opening 10.9 per cent increase in purchases over the festive period.

The Year of Fleets and the Ford Fiesta

 Although new car sales were strong across the board, it was the Ford Fiesta that took the crown when it came to calculating the year’s biggest-selling car. With 133,434 units sold, 41,000 more than the second-placed Vauxhall Corsa, it dethroned every rival with ease. The Ford Fiesta was not the only victor in the fierce battle for sales success. The leasing industry also thrived in 2015, with the British Vehicle Leasing and Rental Association (BVRLA) reporting that member fleet sizes grew by an astonishing 11 per cent.

And it seems that the sector’s reign is far from over. Growth is expected to continue into 2016, with a healthy boom in sales prophesised by industry experts. The BVRLA’s chief executive, Gerry Keaney, has stated: “The SME and consumer market will continue to drive most of the organic growth in the leasing market, and we expect to see significant double digit growth from BVRLA members in the personal contract hire market.”

Philip Nothard, CAP’s consumer and retail editor, concurred with this assessment, forecasting further growth, whilst also crediting the vehicle leasing sector with driving the increase in new car sales figures. It seems that a new order is emerging in the British motoring sector, and that 2016 looks set to see its star ascend even further.

The Government Tips Its Hat to The Success Of The Online Estate Agency Sector

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At the end of last year the Chancellor himself laid out a document to Parliament, detailing his plans to boost competition in order to bring down bills for families and firms, in aim of creating a more prosperous nation.

One such plan is to open up markets, removing barriers for new and emerging companies, in order to create better functioning business, something the Chancellor believes is the lifeblood of a thriving economy.

Mr Osborne has identified the property industry and, more specifically, the online estate agency sector as a particular area of focus. It is rare for the government to set out plans with the emphasis so heavily tailored to a single area of industry, but this latest announcement certainly seems to do that.

Mr Osborne’s intention is for the Government to “further reduce barriers so that it’s easier for alternative business structures, such as supermarkets and estate agents, to offer legal services such as conveyancing.” A consultation next spring will look to remove these existing barriers for alternative business models in legal services, as well as making legal service regulators independent from their representative bodies.

The intention is to create a fairer, more balanced regulatory regime to encourage competition and enable businesses such as estate agents to offer a better product when it comes to legal services, like conveyancing. They will also address how the real estate sector has developed around existing regulatory frameworks, encouraging innovation, to create a more transparent process.

However Mr Osborne’s big statement was the Government’s intention to inject innovation into the home buying process. They want to ensure that the modernisation of the estate agency sector through the online space, continues to provide consumers with quicker, better value routes to selling their home. Mr Osborne wants to encourage new business models such as online only estate agents, to enhance price competition in the real estate sector – as he believes they are yet to properly penetrate the property market.

Founder and CEO of eMoov.co.uk, Russell Quirk, commented:

“This latest paper from the Treasury really is a significant nod to the success of the online property sector and how far it has evolved in such a short period of time. When I started eMoov five years ago, the traditional sector found the concept of an online agent laughable and dismissed it as a fad.

For the government to now acknowledge its success and the superior service provided to the consumer, by bringing it to the forefront of their plans to further advance it, really indicates that the online sector is the future of estate agency.

 

Do You Really Want To Learn Forex Trading?

canstockphoto8912271Forex trading may seem to be complicated for some beginners as it involves a number of terminologies like foreign currency pairs, pips, spreads, leverages, margins, day trading, technical analysis and much more! But in reality the fact is not the same. If you spend some time to learn Forex trading, these terms will look less intimidating to you. By the way Forex trading is vast and it can be as simple as you want and as detailed as you read. Some Forex traders spend time in learning the reports and systems related to trading based on fundamental analysis whereas some others like to spend reading the reports and systems related to trading based on technical aspect of trading. So whichever may be the reason, it is possible to enhance your knowledge of Forex.

So the question comes how to start to learn Forex trading. Well, here are some details on where to start.

Open Demo account to learn Forex trading

The best way to learn Forex trading today is to open a demo account with a good Forex broker and start playing with a demo account. With a good demo account you can get familiar with the Forex trading platform and learn techniques and strategies for trading in a real scenario. Your real money is not in risk as the broker provides you non real money to trade Forex. Since you do not have any fear to lose, you can apply all of your trading strategies and learn how to trade in different conditions. You can also get a clear picture of the services provided by the demo account provider along with the knowledge you receive from trading with a demo account.

You can also try multiple demo accounts if you find that the demo account period provided by one broker is not satisfactory. Open multiple accounts with many brokers and learn Forex trading as much as you want. Only after you are convinced with your practice go and join a live trading account with the Forex broker of your choice.

Forex trading information on websites and learning services

Another good option is to learn Forex trading through different trading websites providing useful information about foreign currency trading. Sites like https://www.xtrade.com/ have Forex trading articles, tips and tricks so they truly cover many topics like basics of FX trading, strategies, terminologies, tips, fundamental and technical analysis, charts, money management and other are covered by these knowledge websites. Many Forex trading platforms also provide valuable information about trading Forex. Some services also offer you Forex trading course but you should first check the quality of the reading material provided by these services.

Thus it is important to learn trading Forex before you indulge in real trading of Forex currencies. Learning with a demo account or through tutorials and Forex courses is good but all you need is to look for the quality of education provided by any of these methods.

7 Pros and Cons of Lease Financing

canstockphoto27082599Wouldn’t it be great to be wealthy enough to just pay cash for everything? There would be no need for mulling over financing options. Need a new house? Just pull $700,000 out of your pocket. You’re going to need bigger pockets. You could do the same whenever you were in the mood for a new car or furniture for your first home and second home.

But that is a reality for precious few people in the world. We live in a credit based society, which means that just about anything more expensive than a doughnut is going to require some type of financing option. Two of the most popular are purchasing outright and leasing. Both are good options depending on your circumstances. Here is a closer look at the pros and cons of both:

1. Lease Payments Are Often Smaller

While it is not always true, lease payments are oftentimes smaller than credit card financing. If you pay attention to the pitch, credit cards will oftentimes advertise an attractive interest rate with the disclaimer that it is only available to well-qualified borrowers. If you have had any credit challenges, you will quickly find that you are not a well-qualified applicant.

CrestFinancial.com is a financing option that makes those attractive prices available to people who would normally be turned away from credit card financing. Clearly, this type of financing option is popular with retailers, as CrestFinancial was named one of Utah’s fastest growing businesses. But lower monthly rates are not the only thing to consider:

2. You Don’t Own It

After making all those low, monthly payments on your vehicle or property, you still don’t own it. The natural end of a lease is that the item goes back where it came from. And you walk away empty-handed. Leases usually offer a way to purchase the item at the end of the term if you want it. Or you could just start a new lease. But at the end of the lease, you own nothing.

3. You Can Trade It in for New

If you don’t mind carrying a payment for the rest of your life, you can trade up for new every few years with no out-of-pocket expense. You just walk into the showroom with the old one, and walk out with the new one. This is generally true regardless of what you are leasing. That is one of the greatest advantages for people who always want the latest and greatest.

Apple has a hybrid lease program for iPhones. You can make interest-free payments for two years, and own the iPhone outright. Or, at the end of the first year, you can just trade it in for the latest iPhone. In that way, you never own an iPhone. But you always have the newest one.

4. Leasing Is a Short-Term Commitment

One of the best things about leasing as opposed to buying is that it is a short-term commitment. That means you are not stuck with a product or service that you may not want to keep for the long-term. Your tastes may change. Or your finances may shift. Either way, you are out of the lease quickly compared to other financing options.

5. Lower Maintenance

Large appliances such as refrigerators and ovens can be expensive to repair when something goes wrong. It will usually cost more than you are willing to spend out of pocket, and less than your giant homeowner’s insurance deductible. But if you are leasing these items, maintenance is typically a part of the lease. That means there will be no out-of-pocket expense for repairs or replacement. The same would go for smaller items like TVs and microwaves.

6. You Can’t Make Modifications on Leased Items

Would you like to turn that leased bedroom furniture into a something with a more vintage and distressed look? You can’t. That’s because you don’t own it. Some homeowners will let you do some interior painting while you lease. But you have to paint it back before you leave. But don’t try that with household items that you lease. If you want to personalize, you have to own it.

7. Resale

If you own it, you can resell it. When you are done with the lease, you can get something brand new, but you are still making the same payments. If you want to keep something for a long time and stop making payments, owning is the only way to go. If you are okay with making perpetual payments in exchange for an always maintained, always new item, leasing is the only way to go. Should you own or Lease? It depends.