Your Key to Success – Commodities Trading

Online commodity trading provides an opportunity for portfolio diversification from the conventional securities. Successful commodity traders invest in commodities as a way of shielding themselves from unusual stock market volatility. Commodity trading can also be done long-term, for physical commodities such as oil and gold to generate wealth.

What is commodity trading?

Commodity trading is an investment strategy that involves trading of physical goods as opposed to stocks. The most traded commodities in the world include metals such as gold and silver and minerals such as oil. Agricultural commodities such as soybeans are also widely traded commodities. With the invention of the internet, traders can now open and operate an online commodity trading account.

Commodities can be bought in an exchange market such as the New York Mercantile Exchange for an equivalent value of the commodity in monetary terms. Then, the trader gains or loses depending on whether the commodity increases in value or loses it. Regulatedbrokers.com is a website that offers excellent forex guides and forex broker reviews. Forex and commodity trading are related. Knowing the best broker to trade with is the starting point of a successful commodity trading.

What commodities are traded?

The commonly traded commodities in the financial markets include:

Agricultural

  • Coffee: the commodity has a huge global demand. It has a huge supply as well and generates an excess of 1.6% of GDP value in the US.
  • Corn: it is useful in livestock and human feeding and has an industrial application in the manufacturing of ethanol fuel. It is also added to soft drinks as a sweetener. The demand for food and energy is high and this means the commodity will remain significant in the commodity market.
  • Soybeans: The oil obtained from soybeans is used in the preparation of bread and cakes. Crushed soybeans provide livestock food. Soybean oil is also a product used in biofuels. As demand for fuel and food products increases, soybeans demand will also increase.
  • Wheat: wheat has been an important food crop globally for a long time. The prices of wheat are compared to its substitutes including corn, oats or barley. Variation in the relative prices of wheat and its substitutes determines the variation in demand between them and soybeans.

Energy

  • Crude oil: It has the most weighed impact on the entire world economy. Oil is a commodity extensively used in the transportation industry. It is also used in industrial production of synthetic textiles, computers, cosmetics e.t.c. The demand for this commodity is therefore very high.
  • Natural gas: has industrial and commercial uses. It is used in electricity generation and is a clean source of energy.US and Russia are the two main producers of this commodity.
  • Gasoline: It is the product of refined crude oil. It is mainly used in fueling cars and has an inelastic demand. Crack spreads are traded by commodity traders for the difference in the pricing of refined oil products and crude oil.

Metals

  • Gold: it has a high demand due to speculation around it. It is conceived as an alternative to paper currency. It has negative correlation movements to dollar currency. It is also useful in making jewelry or electronics.
  • Silver: It is weaker than gold but attracts massive speculation from traders. It is compared in form of ratios to gold to determine its relative strength. Has an industrial application in making jewelry e.t.c.
  • Copper: The metal has a significant indication on the overall global GDP strength. It is widely used in infrastructure building. Its use signifies a bullish speculation on global GDP.

What are the main trends of commodities trading?

Risk mitigation: Risk analysis has become essential for commodity traders to enable them to make wise trading decisions. Risk analysis has become a critical tool for the effective control of commodity market default risk.

Liquidity: With the invention of the internet and online trading, commodity trading has become widespread in the exchange markets. More traders now find it easier to trade which generates a higher liquidity for the global commodity exchange markets.

Complex Market Data: The market data for commodity prices has become diverse and voluminous. Therefore, timely data interpretation and management has become critical for successful commodity trading.

Consolidation: The exchange companies for the futures and other commodity products are becoming global through mergers or acquisitions. For instance, Tokyo Commodity Exchange established collaboration with Dubai Mercantile Exchange for the facilitation of energy products exchange.

Deregulation: The commodity market industry is increasingly becoming deregulated to allow for a global trade. This process has enhanced growth of commodity trade and creates good future prospects for growth.

What is the influence on this market?

The influence in the commodity markets is driven by the forces of demand and supply. Demand defines how much value of commodity traders are willing to buy at a given price. Supply is the availability of the commodity based on how much of the commodity a market offers. A shortage in supply drives demand up and vice versa.

World commodity traders are finding it easier dealing in commodities due to the invention of digital commodity trading platforms. With such a trend, commodity trading remains a viable business as long as the demand and supply factors continue to fall in place.

How to Use Borrowed Money to Make Wealth

One of the sad facts of life is that the average person simply doesn’t have enough money after meeting their personal living expenses to invest in anything at all. Sometimes it isn’t even possible to buy a new car when the old one bites the dust and so that leaves you will very few possibilities when it comes to building wealth. Actually, you do have a choice here and, of course, it will involve borrowing that money to invest in something that will help you make wealth. Even so, how can you use that borrowed money to build wealth?

The Operative Word Is “Invest”

Consider for a moment what would happen if you got a second job, for example, which would immediately bring in perhaps half again as much money as you are currently making. What good would that do in the long term even if you could put it all away in a savings account somewhere? You probably wouldn’t be wealthy at retirement because, as fate would have it, something will always come up demanding more money than you have at your disposal. So then, it’s obvious that you need to invest money in some venture that promises a high yield. The operative word here is “invest.” In order to make wealth, you need to find something to invest money into, but how do you get that capital and where should you invest it?

Grow What You Know

While a huge number of sites will suggest that you invest in real estate or the stock market, or even in commodities on the open market, the one thing you may want to consider first is the wisdom of expanding on what it is you know. More and more people are going into business for themselves and believe it or not, small business loans for entrepreneurial startups are not as difficult to come by as you might expect. The point is, if you want to accumulate a great deal of wealth, why not take your expertise to the public? Just look at small businesses selling their products and knowledge on marketplaces like Amazon and eBay. Most of the big merchants started small and many of those began with a small business loan.

Finding the Right Lender

One of the most common misconceptions which many entrepreneurs have is that it takes money to make money. Actually, all it really takes is a vision, a viable product and a lender who believes in you. But, how can you find that lender? If you want a good piece of advice, don’t spin your wheels contacting every lender in town or searching Google for small business lenders. Each of those have unique criteria and so you would be better off signing onto a site like Lending Express that utilizes state-of-the-art Artificial Intelligence (AI) to match you with quite a few lenders known to fund startups like yours. Instead of submitting dozens of applications, let AI do the matching for you.

The point is, you could make money by investing in mutual funds, buying real estate, and even investing in the markets. However, why not grow what you know? Starting your own business is the best investment in your future no matter what your trade. Why let some major corporation make the lion’s share of your expertise and labor? Use that borrowed money to invest in a sure thing – yourself! That, in a nutshell, is the best way to go.

Why should you invest in the UK’s ‘Second City’ of Manchester?

Are you considering a UK buy to let property investment? Manchester is now leading the way as one of the most popular destinations in the world to source and secure a lucrative investment. Regeneration initiatives are rapidly changing the city’s skyline, transforming the city’s old glorified heritage into stylish, modern new builds, providing a diverse array of opportunities throughout the urban metropolis.

Experiencing a revival from an industrial graveyard to a thriving cosmopolitan district used for living, working and leisure, Manchester has quickly earned its reputation as the ‘second city’ in the UK after London, predicted to soar past the capital in the near future. Investors experience the hive of activity on Manchester’s buzzing streets, especially through the property sector.

Brimming with investment from regeneration schemes, a multitude of flagship projects has injected money into the city’s economy – Spinningfields is a £1.5 billion project which has been compared to London’s financial district Canary Wharf, MediaCityUK in Salford encompassing award winning digital and media corporations valued at over £1 billion, and NOMA, a heritage led project worth £800 million consisting of grade A office space, retailer and residential housing. Properties surrounding hotspot areas such as these can benefit from the biggest pull of tenants who are keen to take advantage of the burgeoning district.

Greater Manchester’s population is increasing exponentially, producing spikes in demand for residential accommodation. Undersupply of property is evident in certain areas across the city such as Deansgate, Castlefield and Ancoats which serves as great news for investors who can capitalise on the constant flow of tenants. Millennials are flooding to the area in order to relocate for work purposes, pushing up the demand for state of the art housing with premium facilities and amenities.

RW Invest property specialists have a diverse range of deluxe properties across Manchester offering tenants access to rooftop gardens, on site cinemas, gyms and more. Click here to view their full profile: https://www.rw-invest.com/manchester-property-investments/

Student property is amongst the most lucrative throughout Manchester as an excess of 85,000 students attend the University of Manchester, Manchester Metropolitan University plus the University of Salford. Similarly, there is a shortage of student property which fails to compete with the soaring student numbers in the area, underpinning investor’s strong desire to secure a robust investment with masses of tenant appeal.

Residential and student sectors across Manchester are some of the top performing sectors due to a number of factors helping properties achieve some of the best rental yields in the UK. Not only are these experiencing an all-time high, but developers place so much trust and confidence into the area that they assure the returns for several years. Luckily, Manchester’s yields are some of the most promising and come up above average when compared with other hotspots across the UK.

Price as well as yields provides a major attraction for the UK’s second city with lower initial costs compared to the capital of London, prices are set to increase as much as 20-25%, highlighting Manchester as a prominent city every discerning property investor should have in their portfolio.

4 Blog Audits that Will Inspire You to Invest in SEO

If you feel like your blog is a little stale, there are plenty of things you can do to spruce it up, but you won’t know what they are if you don’t do a good blog audit. Understanding where you are with your blog is the best way to figure out what you need to do to get where you want to go.

You could be thinking that you need to focus on creating more content when you find out that the content that you currently have doesn’t get any contents, traffic is low to all but one blog post and you have very few backlinks. Obviously, you need to focus on promotion in this case.

If you aren’t inspired to work on your SEO, you should know that more and more people are coming online and using search engines every day. There are many opportunities for you to get in front of people that are looking for what you have, but they don’t know about you. Let’s go on to talk about 5 blog audits that will inspire you to invest in SEO.

1. Do You Have Control of Your Site?

Your first thought is probably – yes! Of course I have control of my site.

When you look a little closer though, your site could be governed by someone else. If you are on a site like WordPress.com, you have to abide by their rules or you aren’t going to be allowed to stay and play. On the  other hand, if you are on WordPress.org, you are on a self-hosted CMS where you can do what you please with no one in your way.

If you want to have more control over your site then you need to move from WordPress.com to WordPress.org. Make sure that you have a your domain name ready as well as your hosting service that you want to use and you will be able to get your new site started.

WordPress.org is one of the best platforms for SEO. You can not only optimize the standard site, but you can get SEO plugins like Yoast SEO and use them to help you hone in on your on-page SEO techniques.

2. How Are Your Headlines?

Making sure your headlines are properly optimized for search is important. Not only should you ensure that your keyword is in your headline, but you also need to make sure it is optimized to get clicks. CTR is now a ranking factor for search engines like Google. If you are getting a lot of clicks when people search and see your site that means you are likely to be a good option so they will keep showing you in the search engines.

3. Visuals

Visuals are an important part for you blog. No one wants to read a post that has been formatted poorly. People care about presentation and this is why having your visuals set up properly is important. If you have images on your site but they are not keyword optimized in the alt tags, you are missing out on some extra help in the serps.

4. Formatting

While formatting may not play directly into your SEO strategies, it will make an impact. If people come to your site and see a big block of boring text, they are going to click back quickly and that bounce rate is going to go up on your site. You don’t want to go for a bounce rate record so it is time to make sure that your site looks appealing. Will people want to stick around and see what the text actually says or are they going to click away because of the lack of formatting and care to visual appeal?

Conclusion

Making sure that your SEO strategies are going to bring in ROI is important, but you won’t know how it is going to work for you unless you get started. It can take a while to rank in the search engines if you are a new site. If your site has been around for a while, it might not take you as long to rank, but it can still be a serious challenge to have the patience necessary to see the results come to pass.

When you are looking at the amount of time that it will take for you to rank for any given keyword, there is no sure answer. There are so many factor that go into the Google algorithm that you have to do your best, target multiple keywords and continue to provide value. This is the way to get the best results in the search engines and trying to game them is not going to work.

If you haven’t done your own blog audit, you should look at the content that you currently have to see if it could be tweaked and change to bring in more traffic through inserting keywords or changing up the title to be something that is more attractive to searchers.

Learning about SEO doesn’t have to be hard and learning to invest in SEO is a must. Your competition is doing it and if you aren’t stepping up to the plate, they are going to be able to keep attracting all of the search engine traffic.

What are your best blog audit tips? Leave us a comment with your thoughts in the section below.

4 Drag-and-Drop Website Builders that Make Web Development Easy

Deciding on a website builder can be one of the hardest parts of starting your journey online. Should you go full scale building and hosting, or do you need to tackle this on your own?

No matter what side of the fence you fall on, having an robust website builder is a must. That’s why we put together 4 Drag-and-Drop website builders that make web development easy.

1 – Wix

By now, I’m sure you’ve seen a few commercials for Wix. They always have people talking about how easy it is to build a website with Wix, and for good reason. Wix probably has one of the most user-friendly drag-and-drop site builders on the market.

If you are just trying to build a site for fun, Wix is a great way to go. They have tons of tools, both paid for and free, that help you build jaw dropping web pages without writing a single strip of code. The free site is also an amazing asset for those simply looking to create a website for fun, but if you don’t want Wix to advertise on you page, you’ll have to step up to a premium plan.

With that being said, if you are looking to start a website you plan to build on, Wix isn’t where you want to start because of the difficulty of transferring a Wix site elsewhere when it inevitably hits the Wall of their builder’s limits.

Also, keep in mind that Wix doesn’t provide your domain name with free ones, but you can buy them from Wix if you wish.

2 – SquareSpace

Another popular website hosting service that seems to be catching the drag-and-drop website builder market is SquareSpace. This is because of the ease of use SquareSpace provides you when it comes to building an eCommerce site on the enterprise level.

Even if you have 0 experience building a website, you can probably figure out the SquareShip builder with a bit of clicking and reading. If you are really having issues with designs, SquareShip offers great templates to start with, and turning that into your own beautiful design can happen in a few clicks.

If you are planning to use SquareShip for your eCommerce site, keep in mind you can only use Stripe, Apple Pay, or PayPal to process payments, so you need to be ready to eat those fees. If you use a personalized pay portal, SquareShip isn’t your best option.

3 – Shopify

Shopify is a diverse service that dedicates itself to the eCommerce mindset. From fully hosted eCommerce websites to Integrations with WordPress, Shopify aims to elevate the way you sell online. They do this by introducing an amazing drag-and-drop builder for your eCommerce and Website, so it’s easy to build with a bit of time and patience.

Their fully hosted plans come with custom domain names, free backups, and 24/7 support. You also get unlimited bandwidth, product inventories, and customer data with your eCommerce Subscription. Shopify also arms you with in-depth analytics that help your website grow and generate sales.

Shopify also shines when it comes to integrations. As we mentioned before, if you are running a WordPress website, you can still integrate Shopify as your eCommerce platform if you aren’t planning to use WooCommerce. If you are an amazon, eBay, or Etsy diehard, you can even integrate those shops into Shopify to reap the benefits of those sweet analytics.

4 – WordPress

WordPress is the gem of the webworld for many reasons, but the main reason developers choose WordPress is the infinite ability to scale since WordPress accepts all code languages. That means your developers can have a heyday making all of the crazy applications and payment portals they like.

Although there is a bit of learning curve, WordPress is the most user friendly platform for hardcore developers and know nothings newbies to meet in the middle on. That’s why we think it tops the chart as the best website builder for beginners.

Between the ability to add new themes and plugins directly from the backend of WordPress and the ability to upload zip files from the outside, WordPress is the endless possibility solution for websites.

Places like Envato Market and WordPress.org allow you access to remarkable themes and plugins that are extremely simple to customize. Just buy it, upload it, activate it, and customize. If you can’t really find a theme that suits your needs, you can always use the drag-and-drop page builders that make them to build your own. Page builders like Elementor and Visual Composer make it possible to create custom websites without writing code, and they even have front end drag-and-drop editors to help you see exactly what you are making.

WordPress is such a staple point on the web, there are even fully dedicated WP Hosting Providers, help blogs, for-hire WordPress services, and WP dedicated developers.

If you don’t want to take the time to learn WordPress, it’s not always the best option unless you have a good dev team behind you.

Conclusion

Where you end up building your website is really up to you. There are tons of amazing drag-and-drop builders out there that can help you get online quick and easy. It really comes down to what you really need out of a website. Make sure you really take time to weigh the pros and cons of each provider, and pick the one that covers your needs the best.

Do you know of any easy to use web page builders? What do you think of the 4 hosting builders we chose? Share your favorite website builders in the comments below.

3 Sneaky Fees and Expenses You Can Avoid

 

While we’re racing around in our busy lives, we can sometimes face unwelcome fees and expenses. By not paying attention to these fees, many of us are essentially throwing away money that could otherwise be spent on food or other essentials. Learn about three of the most common types of sneaky fees and get advice on how to avoid them.

Stop Paying Interest Charges on Your Credit Card

Many of us carry around one or more credit cards to pay for purchases. But if you carry a balance on any of your credit cards, you’ll be charged a fee by your credit card provider, and the higher the interest rate, the longer it will take you to pay off the balance.

The best way to avoid having to pay any interest is to pay your full balance before the end of your grace period (most, although not all, credit card providers offer a grace period of 21 to 27 days). If you’re not able to pay the balance in full, make it a priority to pay off the balance as soon as you can.

Watch for Transaction Fees When Traveling Abroad

You’ve finally made it to the holidays, and you and your family are looking forward to jetting off abroad. Before you jump on the plane, make sure you check how you’re going to pay for items when you reach your destination. Many card providers charge a fee of up to 3% on foreign transactions.

You can avoid these transaction fees in several ways. First, you can apply for a credit card that doesn’t charge a fee. You should also check with your bank, as sometimes debit card transactions will incur a fee. If this situation is the case for you, you might consider opening a new account altogether. Finally, you can exchange your money before you reach your destination; however, always make sure you get a good exchange rate.

Don’t Pick Up 401(k) Penalties

You may be thinking of withdrawing money from your 401(k) account early to cover some basic costs. Maybe your car needs repair, or you want to get the kitchen renovated. Generally, making early withdrawals from your 401(k) account is not a good idea. If you withdraw any money before the age of 59 1/2, you will incur a penalty fee of 10% of your income.

However, you’ll find some exceptions to this rule. Circumstances in which you won’t be charged include covering the cost of large medical bills, finding yourself unable to work due to permanent disability, or getting divorced and having to split your retirement fund. Before you make any decisions on withdrawing money from your 401(k) account, it’s always best to seek advice from a financial advisor or wealth management professional.

Even if you are extra vigilant about avoiding fees, you may still find yourself with some financial challenges, such as mounting debts related to credit cards or unpaid taxes. If this arrangement is the case, you may still be eligible for tax penalty relief or other initiatives to help you work through your financial situation. Additionally, consulting a tax professional when you’re struggling with tax issues can give you access to information and resources to help you avoid sneaky fees and hidden expenses.

5 Things You Should be Aware of Before You List Your Home as an Airbnb

Are you interested in making some extra money by renting out your home on HomeAway, VRBO or Airbnb? While it is possible to rent out your home in this manner, there are many things you have to be aware of before you make this move. The fact that you will rent out your home to complete strangers means that you have to be ready for anything. However, with good research and knowledge of how rental services operate, you will be in a better position to make the decision. You can trust Airbnb management service to rent out your home and make some money from this service.

Here are 5 things you need to be aware of before you list your home as an Airbnb:

  1. Is your property allowed on Airbnb?

This should be the first thing you need to know. Not all types of properties are accepted for leasing at Airbnb. If you live in a rented condominium or an apartment, it is important that you consult your condo board or your landlord before you can rent it out on Airbnb. Many of the apartments and condos have a number of complicated rules that could work against your ability to rent these out on Airbnb.

  1. Seek insurance advice

You need to seek advice on the insurance issues regarding your property. You are at a financial and personal risk when you let strangers live in your home. What does your home insurance policy cover? What does it say about letting out the property? What are some of the liabilities that the insurance company is ready to take? You need to asses all the risks and probably take the Airbnb insurance for any risks that you could get into. You also need to think of the risks your guests are likely to fall into while in your home.

  1. Safety checks of the Airbnb guests

The fact that you are hosting complete strangers to your home means that anything can happen. You do not want any security breaches at your home. The right thing to do is ensure that your guests scan and give you their national identification documents so that you can avoid horror stories associated with anonymity. It is also true that the two-way review system that Airbnb applies to guests and hosts is a way to keep security checks in place. However, as a host, it is your responsibility to ensure that safety and security are in place all the time.

  1. Do your research and homework as a host

For you to know the right fee to charge for your home or property, it is advisable that you should do your homework and know what others are charging for similar properties. What are others in your community charging? Read other listings to get a feel of what their prices are like. What amenities should be availed to your guests? What would attract more guests to your property? Read online or find references for better knowledge of the Airbnb accommodation industry.

  1. Relations with your neighbors

Think about your neighbors. How do you think they will react to your hosting on Airbnb? There are some neighborhoods where renting out of your property or leasing on this platform could be prohibited. Get to know the rules of your neighborhood for you to avoid any fines that could come with this.