The Top 3 Benefits of Commercial Real Estate Investing

Commercial real estate refers to the apartments that are rented out to different tenants. It’s basically one property that has several units. Most people prefer to invest in these rental units because they are not complicated in terms of legal issues like the residential units that are rented to individual families. The advantage of these rental apartments is that you can always utilize the little available space to squeeze in more units which amounts to more income.

When putting up rental units, you can mix them with office spaces and business units. However, the business stalls have to be on the ground floor for ease of access by customers. Offices can be located in higher floors to allow the occupants to enjoy their privacy. Below is a list of benefits of pumping your money in commercial real estate.

  1. Guaranteed Cash Flow

Commercial real estate is like an evergreen farm. You will always have income as long as there are tenants occupying your houses. Even when times are hard, your tenants have to pay rent or they get evicted by your agent. In other words, your business will never get slow. This is due to the fact that there will always be a deficit in commercial real estate. There are many people that move into urban centers every year as they search for gainful employment. Besides that, every square foot counts in these rental units.

Residential homes on the other hand can at times remain unoccupied for a long period of time. Since such houses cost more than rental apartments, most people prefer to apply for mortgages. In addition to that, residential houses give more facilities to the tenants for less money. Those who invest in rental units benefit from tax deductions. The government gives this privilege to such investors to encourage them to put up more units.

  1. Appreciating Property Value

The value of rental units can never go down. In fact, the cost of renting a room in any location is deemed to skyrocket as demand for housing continues to rise.  Besides that, when you invest in commercial real estate, you get two assets in one. This is because you have a house that’s built on a piece of land whose value is always rising. Whoever will buy the house will automatically buy the land. Moreover, you can increase your rent charges as you wish without exposing yourself to legal battles. If tenants feel exploited by your charges, they can just move out to allow new tenants to occupy the units.

  1. Financial Security  

Commercial real estate is more secure than other types of investments such as stocks and bonds. This is because the returns don’t fluctuate like those of stocks. If you bought government bonds or stocks today, there is no guarantee that your earnings will not dwindle in the next five years. This is due to the fact that the interests of such investments keep changing to the disadvantage of the investor. Additionally, you can use your property to secure a loan. For more insights on commercial real estate, please visit

The Most Cost-Effective Ways for Businesses to Ship Overseas

As shipping now plays such a significant role in the way many businesses are run, there has been an explosion in the number of companies offering parcel delivery. Getting the balance between a safe and reliable service, with one that will help to maximise profits is paramount and so here we examine the most cost-effective ways for businesses to ship overseas.

Choosing a Service Appropriate for the Goods  

Perhaps the most significant factor to consider, when it comes to securing cost-effective shipping, is choosing a service that is appropriate for the type of goods that are being dealt with. For example, TNT offer a range of services with various additional options, for fairly robust items that have been well packaged, a basic economy service may be all that is required. For items that are either more fragile or extremely expensive, a more secure service may well be worth pursuing.

Avoid Using the Same Company for All Your Shipping

Leaving your options open when it comes to choosing a parcel delivery company is the best policy. Different companies offer different services with greatly differing rates and of course the rates change from time to time. Becoming complacent and opting to use the same carrier all the time can cost the business money and potentially be detrimental to the customer experience.

Packaging and Labelling

It may sound absurd, but the number of companies who use too much packaging, the wrong type of packaging and who mislabel items due to be shipped is surprising. Making sure that these basic requirements are done quickly and effectively is critical if the business is to find the most cost-effective way to ship both domestically and overseas.

Consolidating packaging is also something that, if done correctly, can help make for cost-effective shipping. Putting more than one item in the same shipping box could be an option if, for example, a customer has ordered multiple items.

Seek Out Discounts

Parcel delivery companies will often offer reduced prices to clients that ship items in quantity and regularly. Seeking to get discount for being a good customer is good business and can be achieved by finding a partner if your quantities or frequency doesn’t quite hit the required amount – is there a neighbouring company who may be in the same boat as you?

Achieving the most cost-effective ways to ship items overseas is all about leaving no stone unturned, evaluate your options carefully and don’t become complacent.

Dash – The Fastest Digital Currency Ensuring Anonymity

Dash (originally Xcoin and Darkcoin) is a digital currency and online payment network that has been in operation since January 2014. A DASH coin can be divided down to eight decimal places and its smallest unit is thus 0.000 000 01 DASH. The number of coins in the network is finite and it is estimated that the total amount will not exceed 18 million DASH. The network enables fast, cheap and completely anonymous payments all over the globe.

All the transactions carried out in the network are stored in blocks, one of which is created every 2.5 minutes. The blocks then form a public file called a blockchain that in fact works as a digital account book.

Secure Payments – Digital Wallet

A digital wallet is used to make cryptocurrency transactions possible. Each digital wallet has a unique address that is made up of a random combination of numbers and letters. When making a transaction, the addresses of both sender and recipient are recorded in a blockchain which can put your anonymity at risk. In this respect, DASH has the edge over Bitcoin. In the case of Bitcoin, your anonymity is secured only as long as your address is secret. However, when your identity is revealed and linked to your address it becomes easy to browse your transaction history. DASH allows its users to further protect their privacy so that the transaction cannot be linked to their address.

DASH is the first decentralized and autonomous organization in the world of cryptocurrencies. It is self-governing and independent of external influences. The future of the network is not determined by a small group of individuals. Instead, the decision-making is in the hands of the community of investors (also called masternodes) confident in the currency and possessing at least 1000 DASH each.

Getting DASH – Cryptocurrency Purchase

DASH coins can be obtained either through mining or online exchange. The currency has been very popular and therefore is supported by most cryptocurrency exchanges. There is no need to create a digital wallet when buying DASH through online exchanges. However, storing coins in your regular exchange account is not the safest option as there have been numerous cases of cyber attacks resulting in loss of the assets.

If you opt for storing your coins using a DASH wallet, there are several types to choose from. The most secure of them are hardware wallets. You can also use an online wallet or download a digital wallet to your device.

Like most of the cryptocurrencies, DASH is usually used for investments rather than for everyday financial operations. There is a great Dash trading Course for Beginners that you can use to guide you.  If you prefer trading Dash without the need to store the currency, you should use a CFD broker. The CFD brokers’ services are based on the changing value of the currency and enable you to invest in DASH without actually buying it. You just have to make sure your broker supports the currency. IQ Option and Plus500 are examples of credible brokers you can use to trade DASH. Both of the brokers also offer a possibility to set up a free demo account to practice trading without any risk.

DASH Price – Value Determinants

The value of DASH is based solely on supply and demand and their interaction. The more people use the currency, the greater the demand is and the price rises. Similarly, if the supply is greater than the demand, the value of DASH falls. Just as any other digital currency, DASH can be negatively influenced by programming errors, cyber attacks, etc.

Dash was originally called Darkcoin. As its name implies, it was often associated with illegal activities (drug trafficking, etc.). All cryptocurrencies can be easily abused in general. However, the level of anonymity in DASH transactions is much greater which makes it convenient to use on illegal markets. Although darknet is a stain on its reputation, it is safe to say DASH or any cryptocurrency for that matter hugely benefited from the existence of darknet markets.

How Do You Know You Are Getting the Best Web Hosting Deal?

Have you ever considered just how valuable a good hosting deal is? If you are a business owner, you know how important it is to keep your official website up and running. This is the place where thousands of people come to do business with you. When they click on to your site, they expect to find a full range of goods and services available for them to choose. Your site is the place where people learn about your business and what it can do for them. It’s also your personal forum that you can use to communicate with the public and inform them of the latest news.

Your Website is the Most Important Promo Tool You Possess

It should go without saying that your official company website is the most important tool you possess for promoting your business. In fact, it’s safe to say that it is most likely the place where you do most, if not all, of your business with the public. For this reason, it’s important to make sure that your relations with your domain hosting service provider are as professional and cordial as possible. This is one relationship that you would do well to keep on top of at all times, since it concerns the continued health and profitability of your business for years to come.

How Do You Know When You Have a First Class Web Hosting Deal?

There are several factors that you should keep in mind to let you know when you have a good hosting deal. To begin with, does your current deal include all of the essential elements that a modern business website needs to be truly competitive? For example, does your site have all of the latest e-commerce features, such as a web store and shopping cart? Is it a fully responsive website where all of the buttons go exactly where they’re supposed to? Is the site easy to upload new content, such as graphics and frequent updates, to? If the answer is yes, you have a good deal.

Customer Service is an Important Part of Your Business Relationship

Another important factor to look out for is the quality of your relationship with your hosting provider. If a glitch appears on your site, how many times do you have to contact your provider before it gets fixed? And how long does it take? If your site gets hacked, how long does it take for a professional to address the issue? When a charge appears on your bill that you don’t understand, how easy is it to get an understandable explanation from your provider? The level of service and courtesy that you get from your domain host should be the focal point of your loyalty to them.

If You Can’t Get Good Service, It’s Time to Move On

If you don’t feel that the level of service you get from your present domain host provider is worth staying with them, it’s time for you to move on. You can find an excellent deal with a new provider as long as you know what you are looking for. A bit of research on the web will get you a great deal with a provider you can do business with.

House Surveys: Which is Best?

Are you buying a home? Before you do you should have the property surveyed. But which survey is best?

Here we explain what you can expect from three different survey reports: condition report, homebuyers report and building survey.

You can learn a lot regarding the home you are thinking about buying with a survey according to the experts at A survey will identify any problems. It will also give you a great negotiating tool when dealing with the seller.

Different surveys

Potential home buyers tend to get one of the following surveys: home condition report, homebuyers report or full building survey. The homebuyers report is very popular. But there is no strict rule about which survey you need to do for the home you are planning to buy.

Guidelines for surveys are set out by the Institute of Chartered Surveyors which uses basic templates for each survey. Most registered chartered surveyors tend to base their reports on these templates.

Some surveyors, who belong to the SAVA scheme, provide another option: a home condition report. Unlike the homebuyers report, the SAVA (Surveyors and Valuers Accreditation) survey does not include a property valuation.

Homebuyers report

This contains greater detail than a home condition report. It identifies potential problems, for example, subsidence and damp.

The report also includes advice about essential repairs required and identifies anything that isn’t in compliance with local building regulations.

In this survey, the surveyor does not inspect walls behind household furniture or beneath floorboards, etc. The inspection will only identify any problems discovered at ‘surface-level’.

The report typically offers a property valuation and estimation of the full cost of rebuilding the property. The surveyor takes between two and three hours to carry out the inspection.

Which survey is most suitable? 

The homebuyers report is the most common survey requested by most buyers. It is suitable for properties which appear to be in good condition. If you are planning to buy an older property, then it is probably a good idea to get a full building survey done. This is more detailed, and the inspection is more thorough.

Cost of surveys

Survey costs vary considerably from one location to another. The size and style of property is also a factor which affects the price.

Different surveyors also offer different survey fees. It is a good idea to ask for at least three quotations before making a final decision.

Is a survey really necessary?

Yes, you will be spending a lot of money to buy your home. And a survey is another expense. But it is also a safeguard against purchasing a property with potential problems which might cost you even more in the long run trying to put them right. You need to be aware of any potential issues with a property before closing the sale.

3 Reasons Why You Should Consider Investing at Least a Small Percentage of Your Net Worth into Cryptocurrency

Investing in your future is a smart move. When you are in your 20s, you may not be thinking about the future and the need for investments. However, it is when you are young that you should begin to get in the habit of investing in your future. Whether you invest in stocks, your company 401k, or in cryptocurrency, starting your investments when you are younger is a great way to ensure that you have a plethora of funds when you are of retirement age. If you are new to investing, this article will highlight some of the reasons that you should consider investing at least a small percentage of your net worth into cryptocurrency. To learn more about the newest investment trend, you can learn more on

  • Easy to do. When you invest in cryptocurrency, there are many ways to do so. You can choose the type of cryptocurrency that you want to invest in which means that you have just as much flexibility in this as you would in stocks. Because cryptocurrency is perhaps the newest way to invest in your future, you may think that it would be difficult to do. The truth is, however, that investing in cryptocurrency is actually quite simple once you get the hang of it. The first thing that you will need to do is to conduct some research on the types of cryptocurrency exchanges that are available. In addition, you will need to determine how you will store your cryptocurrency. Some choose to invest in a virtual wallet, while others prefer to store their currency on an exchange. Both options are quite simple and will not take a great deal of time to learn how to manage.


  • Trendy. Cryptocurrency is the newest and latest craze when it comes to making investments. Perhaps the reason that it has caught on so fast is because of its accessibility. To invest in cryptocurrency, you can do so online, from the comfort of your own home. It is perhaps, because of the level of accessibility to the internet and that has contributed to the success of cryptocurrency.


  • Less fees than other ways of investing. When you invest in stocks or a company 401k, you will most likely need to work with a stock broker or a financial advisor to help you make sound decisions when it comes to your investments. While this is a smart move, doing so will cost you money as you will need to pay for the advice that you are given. However, if you plan to invest in cryptocurrency, you can do so on your own without having to hire a financial advisor or pay for a stock broker.

Investing in cryptocurrency is a great way to start off planning for your future. With the accessibility to the internet, low fees, and the ease of making a sound investment with whatever exchange you choose to use, you will be off to a great start when it comes to planning for your future.

Investing in the History of the Morgan Silver Dollar

The Morgan silver dollar has played a big part in the history of the United States. Having been minted and used for circulation from 1878 to 1904, stopped and then minted again in 1921. The Morgan silver coin is valuable both for its base material and its historical value. As a collector, you may be interested in the Morgan Dollar for it’s historical past. That hunger to not only know more, but to invest in its history and therefore reliability, is probably what lead you here today.

Let’s talk about the history, why it’s a reliable investment and the material itself. We will follow the Morgan Silver Dollar trends of the past, present and future.

History Repeating Itself – The Interesting Past

The 1873 Coinage Act caused the United States to have its currency directly tied to Gold, since Silver was then demonetized. This sudden move, impacted the economy greatly. Farmers now had to pay more due to the increases in interest rates. Interest rates were directly affected by the decrease in the money supply. Farmers were negatively affected, this was attributed to farming’s inherent heavy cost, due capital-intensive operations in agriculture. Some would say that the actions taken by the Coinage Act was the beginning of the end of the dollar’s strength – not true in many cases.  Once demonetized, silver plummeted and in the meantime, the Coinage Act continued to further drained the GUSTO! Out of the American economy, pushing it into an even deeper recession.

To help buoy the economy, as well as calm the farmers and miners, the Bland-Allison Act in 1877 was enacted. The Bland-Allison Act returned the United States to a bimetallic standard country, with coins using both Gold and Silver.

Due to the specific clauses in the legislation of the Bland-Allison Act in 1877, the Treasury was forced to buy silver every month at around two million dollars of silver, with the price being tied at 16 ounces of silver for 1 ounce of gold. During this time, a big silver mining boom followed with the discovery of rich silver veins in Nevada and other states. This led to the flooding of silver in the market which was then dumped into the treasury. This contributed further to inflation and therefore, a deep recession. With such a crippling recession, the minting of silver was stopped in 1893. The silver reserves were then minted again in 1918 and buying and minting silver was resumed shortly in 1921. This was short lived, it was eventually stopped for good.

The Morgan Silver Dollar

The Morgan Silver Dollar is the result of the Bland–Allison Act and is designed by George Morgan. A Morgan Dollar is 90% Silver and 10% copper, being termed as Cartwheels because of their dimensions. This is an aesthetic coin reminiscent of cowboys slinging guns, the sound of trains and the wild west.

The Morgan Silver Dollar is dubbed as the King of Silver Coins due to its popularity and its purity. While some silver coins are much purer, no other coin carries a much bigger historical value and aesthetic.

Silver: Not All That Glitters is Gold

Silver by itself is already a great store of value as well as being an important industrial material. This stable and constant demand is proven by how the price of silver moves. In fact, the price of silver is trading at a stable and tight range for 2017. This was highlited in the “Trends of Gold & Silver After the New Administration”. Silver opened in the year at around $15.50 per ounce and entered the 2017 high of $18.50 per ounce at around April 2017. Silver then ended the year at around $17.19. As of February 2018, the price of silver has hit the resistance levels and is going down, and if the trading price range is still valid, the price of silver should still reliably continue its sideways movement in the market.

What does this mean for your Morgan Silver Dollars? Barring any global negative event, silver should continue to remain in a reliable trading range which means that Morgan Dollars at the minimum can have a stable price and even have a higher chance to increase since the value of its collectability goes higher.

If you are interested in investing in silver, now is the time to think about your options. With the recent volatile stock market we are experiencing in 2018. And investor fears of inflation, can cause the price of silver to increase when they all begin to hedge in order to protect their assets.  Having a Morgan Silver Dollars makes a much better investment, it contains both inherent silver value and the added worth of being collectible. Plus, historically, when the dollar weakens, the price for precious metals goes up.

The Future of the Morgan Silver Dollar

As what can be seen in the price chart of silver above, any financial investment related to silver can be deemed as a safe haven for storage of value. What the Morgan Silver Dollar adds is its historical and aesthetic characteristic. As more collectors become enamored with historical coins, the market for Morgan Silver Dollars grows. This makes the Morgan Silver Dollar a great investment tool.

The Numismatic value of the Morgan Silver Dollar is quite high. With a sizeable yet limited numbers in the market, the Morgan Silver Dollar is a great way to fight against inflation with a long time tested metal.