Work at Home Scams to Watch Out For

money-trap1The average unemployment rate in the U.S. is currently 7.6% and is forecasted to reach even higher. As a result, work-at-home websites, which are promising big money for little or no experience, are cropping up and sound very tempting. However, now more than any prior time in history, the inexperienced among us are becoming victims of work-at-home scams.

Work-at-home scams assure an income of thousands of dollars for jobs requiring little effort such as envelope staffing, but with money sent upfront. What actually takes place is that the scammers take the unsuspecting person’s money and sometimes their ID -and then never respond.

New work-at-home scams are increasing based on FBI reports. Some of the new schemes, called “transfer funds” or “reship product”, require a people to unknowingly be used to get cash from banks, or to send stolen goods to crooks. Mystery shopping scams are  also increasing. In this case, victims agree to be mystery shoppers, they then receive fake checks and are instructed to cash the check and wire the funds to the company in order to get part of the money. But they’re actually just cashing bad checks.

For its part, the Better Business Bureau(BBB) is alerting about a rebate processing scams, where victims are asked to pay hundreds of dollars in initial fees in order to receive the details on jobs for processing rebates from well-established companies. However, instead of receiving the information on processing rebates, people get instructions on how to make money by sending e-mails and posting blog posts. Often in these cases, the initial fees are charged on credit cards with additional funds being continually charged during subsequent months.

It is important to know which scams are currently prevalent in order to not get swindled. The FBI website,, allows people to sign up for e-mail alerts by clicking on the red envelope icon on the top right side of the home page. You should also go to a website sponsored by the FBI at for more information. As a general rule, never provide your personal information or send any money to a work from home job site unless you’ve researched the company completely. At the very least, this means doing a search at the Better Business Bureau website as well as conducting online search for the company name along with the word ‘scam’ or ‘fraud’ to see if there is any cause to rethink the offer.

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